It is highly unlikely to just be semantics, because when it comes to visualizing complex objects as a non-aphantasic, the specific details spring forth unbidden as an image first, and then you attach the language, and it isn't the reverse order. I suspect also tests of visual memory of complex pictures should reveal similar things here, because e.g. language and other things don't really seem to be able to represent such details, and neurobiologically, there isn't much plausible other way your brain could be memorizing a complex photo without retaining / having activation patterns similar to the actual viewing (and this is what we see in fMRI studies).
If you are careful at noticing your thoughts (and not aphantasic), you can also notice if you are a highly visual thinker, you might sometimes confuse certain memories of things (spellings, place names, other things) that are similar only visually, but not logically or in any other sense modality representation. This would suggest the representations are genuinely visual in these cases.
But yes, no way to be 100% certain, but the "it is just semantics" case is very weak and can't explain much.
But the more a person thinks and read about it, especially given how much easier it is to find people writing and talking about it today, then I think the likelihood of being caught in such a semantic trap will go down a lot. Or at least, that should happen so long as one doesn't attach excessive moral value to or get bogged down in "identifying" as aphantasic/not.
The possibility of visualizing an apple with any of the details you describe is completely alien to me. Like, not "I can conceptualize something like that in my head but it's not SEEING", but "it is impossible for me to conceptualize that".
If you asked me to conceptualize an apple and asked me to add details like the color of it, whether it had a stem, etc. I would just be generating a mental checklist in my head. Vaguely like a running narrative, "I said it was a red apple. I said it had a stem. I said it had a bruise near the top."
But there's no sense in which I'm constructing a model in my head that I can consult, it's just a list of facts.
Every so often I've had discussions with people who do have a mind's eye and they've said something that just caught me off guard with its alienness. In your case the idea that when you imagine an apple it comes to you formed with a bunch of visual detail. I could only fill in details like that if explicitly asked (by myself or someone else). Or a friend saying casually "oh yeah I'm imagining her sitting over there to the left on that chair" - it had never occurred to me that people could visualize something with an actual location in space, or interacting with a real world object.
The people who hold that it's just semantics and all minds are alike in this regard are just expressing a belief that has absolutely no evidence to support it and a great deal of counterevidence.
https://www.sciencedaily.com/releases/2022/04/220420092150.h...
Aphantasia, hypophantasia, phantasia, and hyperfantasia are all real, per the evidence. Absolutely no evidence supports the contrary claim.
I won't respond further.