It was a response to the gun example which is a physical risk. My argument is that Paypal (much like all other tech-bro companies) are incompetent. The incompetence grows exponentially the larger a software company is. I speak of experience.

On a side note, if you want to be extremely specific, the line between the physical and digital threat does not exist anymore. There are two things people need to be afraid of: incompetent friends and competent enemies. Tech giants are already filled to the brim with incompetent friends, which drastically lowers the bar for the competence of their enemies.