I don't think this is a useful model. People struggling to survive have other priorities.
A better model for thinking about this is how cloud opened up opportunities for technical people to ship products cheaply.
Before cloud you had to hire a dedicated server and you were looking at $1000/month (in say 2000).
In 2023 if you were a non-technical person wanting to ship a software product you needed to invest some thousands of dollars to hire a software developer.
Now you can get a long way on a $30/month Codex plan