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did you even read the article? you're wrong on all points.

Frankly, I only skimmed it. Now I see that "On Copilot+ PCs, image generation is local but prompt moderation remains remote".

I don't have a Copilot PC, but if you still need to pay MS to run the model on your own hardware it's laughable.

No, you don’t need to pay for using on-device models.