Whilst it pays for the service (and, in that respect, may be a necessary evil), it's morally questionable (at minimum) to charge for things that, by law, aren't yours in the first place.
PlayStation recently sent out emails regarding this, effectively reminding people that they did not, in fact, own what they purchased[0]. It's very confusing - someone here would have a much higher chance of knowing that it's not a direct purchase or right to ownership, though I'll bet most of the general public do not.
[0]: https://windowsreport.com/sony-emails-playstation-users-to-r...
I will say, however, that they've gone up against some very scary people with very large teams of lawyers, and for that I salute them.