If I got cut off from asking chatgpt what the status of a spreadsheet is for handling my personal bills due to my rate limit from coding work I would not be coding on it at all. Glad someone over there realized this obvious fact.
I'd go further and say chatgpt offering continuing service just with degraded model keeps me in their 'free web use' tier. I have API keys for coding stuff, but for most of my day to day use of public llm, I know I won't get 'blocked' using ChatGPT. Yes, the model may change, and I'll get 'worse' output, but usually I can't tell the difference. Using Claude for day to day stuff, I get completely locked out after so many hours. Again, I have API keys for Claude as well, and use it for 'pro' work, but day to day chat stuff... it's not my daily driver.