What open banking? I can't even get a read-only token for my personal use to see the balance on my account and I sit two team calls away from people who cooked the API
Where it is already operational and available elsewhere worldwide. Unfortunately complex lobbying and Wall Street not being a fan of it as they’re the biggest loser makes it slow to get it done in the US.
In the EU you also cannot just get a token to open banking.
Deleted. I don’t like starting rage baits… ;)
With vibe coding, you can make a bot that pretends to be human accessing the banks website, and be able to hit the bot with an API, and have the bot interact with the bank for you.
However, you’d be liable for the losses due to fraud in this scenario