Again, that’s an overly literal and straw man interpretation of the golden rule that seems nearly intentionally obtuse. The rule is not suggesting you should do anything that you
know other people wouldn’t like. Jumping people’s bones is a very bad example, because that’s not something anyone should do without communication and explicit permission, otherwise it’s rape and it’s illegal.
If you understand and accept the reciprocal intent of the golden rule, via the above mentioned reasonable assumptions, not to mention the hundreds of years of examples and explanations, then it doesn’t really have a “failure state”. And, again, this so-called rule is not law, isn’t specific, and doesn’t cover all situations or all behaviors. It seems very silly to be nit picking this aphorism to death like this. It’s very simply a good faith suggestion to be kind.
The notion of fairness and reciprocity is not a religious idea, it’s common sense.