I thought you were going to say out of pocket costs are much much higher than that.

I’ll be lucky if I get a specialist for under 500 until I meet deductible of 3k+ for a family of 3. One emergency room visit and we reach it in one or two days.

Depends on where you work. And what "see a doctor" means.

Really depends on your insurance, and whether you're visiting for a yearly physical or for an actual concern.