> Computers are fast and have been fast for a while now.

Absolutely. The only reason I want to upgrade to an iPhone 18 next year is because the 16 doesn't have MIE (Memory Integrity Enforcement) and it feels ridiculous to upgrade so quickly to the 17, which does have MIE. Same thing with a Neo 2. But mostly I buy surplus gear. I've saved a small fortune this way and 8% compounding returns (VT and chill) will help me retire early.