There's no universe in which just buying a second or a larger subscription isn't a billion times better and cheaper than any kind of comparable local workflow.

Privacy, experimenting with ML and "unorthodox" needs are currently the only acceptable reasons to do local.

Yeah, it sure was convenient that there was a RAM pricing crisis right when Apple was making local inference viable. All because of a promise that AI companies will buy more of it... with money they don't yet have, whereas Apple does have lots of money.