At that point, wouldn't it be easier if everyone just bought their own? And then whoever has the latest birthday doesn't have to wait a year to get theirs.
At that point, wouldn't it be easier if everyone just bought their own? And then whoever has the latest birthday doesn't have to wait a year to get theirs.
I love the spirit behind this but it's strange advice. I consider myself lucky to have a healthy roster of adult friends, and I still think getting 16 of them to spend significant money on each other's birthday would be a big ask to pull off.
Think about it like a secret santa with a $20 limit - wouldn't it be more efficient for everyone to just do what they want with $20? You're "purchasing" time and connection with friends.
https://solarunitedneighbors.org/
Europe has quote a bit of renewable generation currently that is curtailing or otherwise going unused, and needs all of the battery energy storage it can get (residential, commercial, utility scale) to convert curtailment into realized clean energy offsetting potential fossil energy usage (gas and coal).
Solar Power Is So Big in Europe That Electricity Is Being Wasted - https://www.bloomberg.com/news/articles/2026-05-13/europe-so... | https://archive.today/nAdiA - May 12th, 2026
> Hundreds of millions of solar panels have been installed in Europe, turning solar into the region's biggest source of power during summer months, but the system around it hasn't kept up. A record amount of electricity is being wasted because grids can't handle the surge in output, with about 40 terawatt-hours of electricity expected to go to waste in the coming months. The glut of solar power is pushing power prices deep below zero during peak solar hours, eroding returns for producers and forcing them to shut down plants, with consumers potentially paying twice for the subsidies and compensation.
You may not have £100,000 but if you get 1000 people with £100 then you can buy a house.
Obviously the birthday system doesnt address the interest, but I'm sure your friends would be ok paying interest right?
Reinventing building societies seems very cool to me -- it's a little more nuanced than the birthday thing, but it's a system that can work with assets that generate value.