Most MCUs are used for dead-simple solutions, like electric blankets and microwaves with segment displays or LEDs. Whether their interrupts are handled in 44 or 22 cycles doesn't really matter that much.
And RISC-V does have a link register, making returning much faster when the parameters for the interrupt can all fit in registers and no external memory access is needed, as is the case with most MCUs which put the stack in RAM. To fetch the return address an external memory access is always needed even if there are no parameters.