Because leaving that to emergent behavior is silly. Why is the idea of training models on ethical reasoning so strange?
You haven't explained why investors make more money by spending money on people to solve trolley problems.
I think a lot of people confuse ethics training with "don't be evil"
Manually training on "approved" ethical stances sounds a lot like censorship.
The first 10 maybe easy, but we'd see so much disagreement even without money nothing would get done.