That said, I would never have gone to school for anything related to computers. I'm still not sure if I plan to continue doing development or go into something else completely, but I'm fairly certain that I could pick up more useful knowledge outside of school. Experience is huge, and at 3.5 years you are about at that level where it doesn't matter if you have a degree or not to many employers. I've worked with many coders with formal degrees, did well in college, but simply fell flat when confronted with a professional development environment. The best programmer I know personally has also never stepped foot in a college class room.
So my advice would be to stay away from formal education and keep coding. Do side projects when you can, You would be shocked how a weekend of toying with a new programming language will change the way you think of things and help your 9-5 programming.