So your professional opinion is that the attack surface of mobile banking apps is limited to tokenized payments? Honestly, I'd be appalled if tokens were routed through my banking app. There is no reason the local client needs that data.
> which are like you said handled
Also, I corrected your misstatement about payments. They have absolutely nothing to do with decomp, and certainly can't be used to dismiss the entire attack surface of a mobile banking app. Your example is complete nonsense.
You are really digging a hole here.