Your LLM is not "smart" and it cannot "explain", it is a program that can output a statistically average text of an explanation. Don't mistake the capabilities of these models for intelligence.
It explained something to me today. So your point is disproven.
No. It produced a statistically likely answer. What is intelligence then if not explaining things.
"the ability to learn, understand, and make judgments or have opinions that are based on reason"[0]LLMs by definition cannot learn, understand, make judgements, or have opinions. If you find the model to be a tool that is useful to you, by all means. But do not anthropomorphize.
[0] https://dictionary.cambridge.org/dictionary/english/intellig...
LLMs do learn, understand, and make judgments. You're just pushing back on the underlying mechanism, which instead of reason/sentience is instead statistics and weights. I'd call that intelligence but I don't really care if you want to call it something else.