Local: You need to invest $thousands into GPU and/or very-high-end CPU+Memory hardware.
Vendor: You can use any existing device, even a phone or tablet. A very low-end laptop is fine.
> takes literal minutes to get started
Local: Typical scenario is hours just to download the software, the model weights, and then faffing around with CUDA and matching your GPU drivers.
Vendor: Free-tier available instantly on a web URL. Even local agents have free tiers from multiple vendors. Install is a single command and/or download and "next,next,next,finish" wizard that takes ~1 minute.
> you can just `rm -fr` it and forget the whole thing existed.
I'm still cleaning up multi-GB model weights floating around in hidden subdirectories under my user profile from months ago when I was experimenting with local models!
Meanwhile I simply... stopped using Gemini. That was the entire process: I no longer actively use it. They stopped billing me for my token usage, because it is now zero. That's... it.
You have it totally backwards.