Edit: Just read that Toyota is toying with the idea of an electric Starlet. It'll probably have an infotainment system and power "everything" though.
My current car had an electrical issue last year... but it turned out it was a mechanical issue. Something had chewed through the wires to the MAF sensor. Fixed them, and all good. It's no different from something chewing through a fuel line, except OBD was able to tell me what subsystem was not working correctly.
The problem I see with current cars is that the infotainment system is tied into everything - and usually the software sucks. If they just went back to seperate dashboard, AC controls and radio I'd have no issues with them.
My current car is from 2016, and I specifically looked for something that was like that. It is hybrid and has modern tech (e.g. radar cruise control), but everything is compartmentalised. First upgrade I did was replacing the headunit with a Chinese one that supports Android Auto/CarPlay. No functionality was lost, as the old head unit was literally just a radio and screen for backup camera.
Lucky for Big Brother they’ve blanketed this country (USA) in Flock cameras. New car, old car, they’re ready to pull over journalists in dealer loaners, people in the wrong place at the wrong time…
Not sure how common it is for Verizon, AT&T, Google (Maps), Apple (Maps) to sell to insurers (or brokers who insurers use). Perhaps pretty common? I’m sure they often can deanonymize it if they do.