I don't use banking apps, my banks have websites that work. Last time I tried to add my bank card to the Google wallet, it worked for a few days and then stopped. I've had a few apps that refuse to run but then worked fine with magisk.

For me, root on my own devices is a matter of principle. If an app doesn't work, then I don't want it. In the future I might carry a gimped android device for essential things like train apps if I have to, but then it won't be the device I actually carry in my pocket, it'll be in my bag. Mobile computing is for me.