It probably also doesn't help that this would require industry-wide cooperation between companies which would much rather sell their own light fixture + LED combo which people have to replace regularly than a light fixture which people buy once and keep for life.
They often use 12V MR16, inherited from the halogen days, and are pretty common in houses renovated from the 80s until the 2010s. The other option was GU10 which ran at mains voltage, but they were less common until LEDs became popular.
Recent new builds, flats especially, often just include hard wired fixtures without interchangeable bulbs at all. They often still have separate drivers above the ceiling, with the wiring to the lights being low voltage, but sold as a single unit. But I think that's just so they can make the light itself thinner...
because LED bulbs are drop-in replacement for incandescent bulbs. AC is pre-installed
stand-alone LEDs don't have converters, be it singular or be it strips
I notice most BR30/40 bulbs start to flicker after about a year in my fixtures. It's not a happy environment for an electrolytic capacitor. In the summer I guarantee we are out of the operational range of what is in those bulbs.
Individual drivers per fixture allow flexibility with regards to commercial lighting control. The 0-10V dimming signal is sent to the driver, and if you have multiple fixtures per driver, they will all dim together. This behavior can be accomplished with individual LED drivers by wiring the dimming signal in parallel to each driver from the dimming module.
Line voltage circuits can handle a lot of fixtures, particularly at 230V or 277V. A 277V 20A circuit can continuously power 554 8w recessed cans or 138 32w 2x4s on a single pair of #12/2.5mm^2 wire. Two of those circuits can power all of the lights in a 20,000 square foot office.
(I suppose a lot of people in the US still probably do have landlines, but I know very few, if any, people who do.)
Then again, my house (built in 2009) is still wired for a landline, but the wires (and the voltage on them) remain unused...