>baby boomers are sitting on at least $93 trillion in assets

> $36 trillion in baby boomer wealth will pass to Gen X and millennial heirs over the next 20 years after subtracting liabilities, excluding the top 1 percent of households (the outliers in how they spend their wealth)

Why the fuck would you be allowed to include top 1% in first number but not second? They are outliers, yes, so what?