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Who is we and them? 1 index chose to change the rules, Nasdaq 100, and it’s in less than 1% of retirement funds.

them is nasdaq and we is us. you know this, i can tell because you said it right after you asked me.

The point is "them" was just 1 entity, and the affected "we" is a very small portion of the population who knowingly gambled on a risky index.

So...nothing really happened.