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Comment by zbruhnke | Hacker News Reader

This is one of those things that you take a look at and you say "oh thats nice", then you take a second look and yoou're like "Holy shit, that's life changing"

Crowd tilt literally just became the company that can work with any range of major processors to split up payments and allow the payment gateways, processors etc to worry about what they do best, at 1% it would be alot of work to go replacing their system and yet it will still rake in profits for crowdtilt.

As someone who has watched them from the start and met both founders I always knew that good things were coming but this move could actually change online commerce for the better, its just awesome.

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How is it better than WePay? I've used WePay's API, which supports crowdfunding, and it seems to work fine.

It's similar to Wepay's except with the use of Wepay's API you're tied to their gateway and thus their rates as well. With this you'll have your choice of payment gateway (Stripe, etc) while also being able to use the features you love for Wepay, essentially meaning you should be able to get the best rates possible as well as crowdfund the things you like.

Not necessarily "better" really just a different animal altogether

Among other things: One, wepay isn't international. Two, you have to send users off your site to use it. Three, you can't plug in your own credit card processing if you use wepay (you have to use theirs).

Additionally, their api doesn't provide the tools for the collaboration side of things (messaging, invites, sharing, comments/nested comments, reward tiers, tilting mechanism, etc). Think of this api as a layer above credit card processing (so you get to choose whichever processor you like or already use, thus not disrupting your current flow of funds and you get to keep the branding/UI/UX, the users, the user data, and the credit card processing data, etc - all important things if you're, say, hotels.com).

(disclosure: I'm one of the crowdtilt founders)

> Two, you have to send users off your site to use it

Thats completely false.

Project creators/campaign administrators must use wepsy to set up their merchant account. So, that is indeed not false (completely or otherwise).

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