Yeah and then when something bad happens to you, have no money and be a burden to society! Extremely responsible.
You're treating it as if it goes on forever, but in reality, the end of your life is going to suck no matter what you do, and the beginning is set by your parents, but you get to control the middle, from about 20 to 60 years old if you're doing averagely well. Don't make the mistake of saving up everything until you are 50, and then realizing it's too late to enjoy it!
Recently I was at Fusion Festival, which was cool. Do you think I should have saved the $500 and then gone to the festival (if it's still around) in 40 years at the age of 75?