This isn't a perfect solution and I know there are counter-examples, but I have been much more satisfied supporting small, local or owner-run shops.
This isn't a perfect solution and I know there are counter-examples, but I have been much more satisfied supporting small, local or owner-run shops.
The more customers they have the less they care about any individual customer.
The more products they have the less they care about any single product.
The more employees they have the less they care about each individual employee doing a good job. And there's no they any more, there's a big, soul-less profit glutton.
If not, what do you do in your 40's with no healthcare? Or the state marketplace healthcare that is basically 'catrastrophe only', with no out of network support, and still costs over 800 a month?
Do you rent, or do you own, and if you own, how about the property taxes.
Starting a business in 2026 is for the Made Men of tech, who've sold monstrous share amounts for millions, and can post messages on Hackernews with advice on how to escape the rat race.
What are you even talking about. How many of your local restaurants, coffee shops, laundromats, roofing companies, landscape consultants, shoe repair shops etc do you think are owned by anyone with financial independence?
This isn't the 1950s - spending is down everywhere, costs are up, interests rates are high.
If you expect to switch right over from tech and make 200k, you will be sorely disappointed. If you expect to be destitute you may be quite surprised.
Also the failure rate for restaurants is on par with the failure rate for other service providing businesses. The fact that the number includes so many uneducated, inexperienced, frankly average or below average intelligence people who open restaurants should indicate to you that it's not really that impossible of an endeavor.