This is my experience too. In our auto claim, the dealership expressed relief that we had "US PayPay" for our insurer. No (or less) nickel and diming apparently and smooth payment.
Our roofing contractor said pretty much the same thing. He said they are comprehensive in their damage assessments so the coverage quoted after their rep visits tends to be very close to actual damages that should be repaired. They will adjust if you can document something they missed. Very easy to work with, he said.