Isn’t that already what DMARC does though? For DMARC to pass you need DKIM _or_ SPF alignment, not both. It’s designed that way because there are scenarios where SPF _can’t_ pass (email forwarding, mailing lists). So a well-configured mail server should accept your email regardless of SPF if DKIM is properly configured.

Re: specific keys for specific usernames: I can appreciate that you wish DKIM allowed for this, and I could imagine it being handy, but that was never the problem DKIM set out to solve — DKIM and SPF are all about be domain.

I’m also not sure it’s a great idea — the sender identity should be under the control of the sender. If you control the domain @foo.com, you could use that ability to assert that an email came from Bob, even if Bob never sent it. Contrast that with Bob signing the email using his own private key.