(And I know I have to do that, because when the disk fails it beeps and lights a led near the bad disk)
It’s easy to build a NAS such as the one described in this article, but in the long run, data loss is significantly more likely.
Also, any guide like this that doesn’t guide you through “disk 3 failed, this is how you safely replace it” is imho incomplete, even if it doesn’t go through telling you how you know a disk has failed.