Sorry, I have to ask why it is you're disinclined to pay the subscription fee for content libraries like spotify, or an audiobook collection of some sort?
It's just that for me, Spotify has actually changed how I consume music, displacing the piratic tendencies of my past. And now, having ready access to this monumental archive of human musical output, wherever I go... that's something I've really come to value. And seriously, in the scale of what things cost in the world, the fee's peanuts! I'd be perfectly happy with forking over double the current charge.
So, we've both obviously take different mental turns along the road - that's why I'm curious to hear your take.