Some people have a passion for their craft and use that to generate money. There is a difference between people who just are there for the money and people that are there for the money and the implementing their craft.
Remove the need to pay bills and you'll be left with no one applying for a crappy job making money for someone else.
Implementing the craft has nothing to do with putting up with employment and employers, workplace harassment, waking up at unhealthy hours, wasting most of one's time awake doing things for someone else...