I also prefer to be able to go to the doctor and not be broke, because modern medicine is fucking expensive and nearly nobody would be able to pay for that alone. Also even for the few rich guys who could afford it, it gets cheaper that way, because otherwise there would be far fewer people on whose shoulder the fixed costs need to be split.
The issue with the pensions is also not the pensions per se, but the very unhealthy population structure. That's a problem nobody has a real solution for, but that doesn't mean pensions are bad.