> There's a reason why they exploit malware to steal money, rather than asking their victims to send them crypto directly.

The vast majority of scams literally work by them asking their victims to buy cryptocurrency or gift cards directly. Malware is exceedingly rare.

You know what would really help against scams? Avoid putting people in situations where they need to decide right now or they'll face punishment.

Modern society has created far too many situations where people need to react without being able to think through the consequences.

The only reason scams work is because there are enough actual situations with unnecessary life-or-death decisions.