I notice Cursor already does something similar. Even if I have Opus 4.8 selected, it will trigger subagents using Composer 2.5. I like using Auto personally because it is pretty effective and deeply discounted, but at work I YOLO Opus high.

I imagine a solution like this will eventually be an enterprise-forced solution because there is no reason right now for individual developers to be selective about model pricing. Even more important is non-tech users who do stuff through MCPs like "give me a full overview of all analytics" and let it chug for half an hour.