I follow a guy called Daniel McCarthy on LinkedIn who writes a lot on CLV and that seems to be his take. Even if theoretically you get way more than you pay with subscriptions, the vast majority of people are not power users.
Likely even the E4B, which is really both fun and impressive.
That is clearly a big component of Apple's bet, anyway.
It's still more like programming than telling a chatbot to go make you GTAVI in JavaScript and make sure the graphics are as good as the original.
Maybe a safer prediction would be that most people will be fine just using hybrid agentic programs that run the models locally(probably with extra spyware). I think this is Apple's bet.