The repeated `chat.to_llm` message bug was reported Apr 30 2025, and fixed May 6, 2025, about 27 minutes after your comment.
It only showed up when reusing the same Rails chat object for multiple turns in the same Ruby object lifetime, e.g. `chat.ask("first"); chat.ask("second")` inside one controller action or one background job.
The usual flow is one turn per request/job, where the record is reloaded each time. Also, it did not overwrite records; it duplicated messages in the in-memory request context.
Gemini tool calling shipped in 1.0, schema support landed in 1.4, and observability landed in 1.16.
As for "the most trivial of applications": check the docs. RubyLLM goes well beyond that, and several multi-million-dollar companies use it in production every day.