It’s not the five minutes that I balk at, it’s entrusting a third party with all they need to steal my identity. But of course, they’ll never get hacked…
The National Public Data breach alone exposed the social security numbers of potentially upwards of 100 million Americans. Numerous companies have literally "all" of your personal data and you never did business with them/gave it to them directly.
It's not right but the identity theft cat is out of the bag, which is why precautions like credit freezes, are recommended for all Americans.