Also not sure where you got the 3.7% number, but light duty trucks overall contribute around 10.4%. This includes some fraction of SUVs (those with truck-like drive trains weighing over 6000 pounds GVW) and minivans.
That being said, decarbonization of the truly necessary energy consumption is also a requirement, and that is expensive too. You need to convince people that they should want to pay for it -- no the billionaires cannot pay for the whole thing, for inflation-related reasons that are too complicated to get into right now. (The basic thrust of the argument is that US construction and industrial capacity is already highly utilized, and that allocating more workers to decarbonizing will necessarily drive up the cost of everything else, regardless of who nominally pays for the work.)
Nobody gives a shit how the factory that made their toy was powered. Top-down approach forcing industrial changes could nearly solve the whole problem without individuals needing to change much of anything.
But entrenched interests will propagandize and say "the hippie whackos think you shouldn't be allowed AC" (like you kinda seem to be doing, frankly) when that isn't and never has been the only option.