>Around $400 a month of plans buys roughly $2800 of API usage at list prices, which is a real bargain right up until you hit the ceiling. The plans are metered, and any large AI native workflow will chew through the included tokens fast
I don't think that's true at all. I'm doing 8-12 PRs a week at work, all primarily Claude Code, and the usage at API billing has never broken $500/mo.