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I don't think the type of the card really matters as long as the limits are reasonable.

> Over here minors can't enter into debt contracts like credit cards

In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.

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> In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.

No, that's not legally permitted in many places. I was under impression that minors can't enter into debt contracts anywhere in EU, but that, too, was an incorrect assumption.

https://fra.europa.eu/en/publication/2017/mapping-minimum-ag...

I grew up in one of these "not under 18 even with parental consent" countries, so that coloured my view of the matter.

I was under the impression they could do it but there was a high chance of a debt like this being unenforceable, so companies don't want to. Or maybe that's another way of saying they can have debts but not debt contracts.

>In basically all of the western world minors can enter into debt contracts, but are generally not seen as particularly creditworthy.

Minors can't get a credit card in the UK. In fact, it's one of the government approved age verification methods for that exact reason.

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