The differences were (a) that DOS+Windows was designed so that the same programs could run in both real mode, with overlaying, and 286 protected mode, with segmented virtual memory; and (b) that to really save on RAM DOS+Windows had ideas such as the data segments for DLLs being globally shared across all processes. These added all of the complications mentioned in the headlined article and more besides. It was the operating system, not the processor architecture.