How can you transfer wealth from people who don't have it?
> saddled college graduates with massive amounts of debt by defunding universities
The debt came from rising tuitions due to the government making it too easy to get loans.
> created great security for older people by taking away opportunity for younger people.
???
Worth expanding on these ??? I think - old people have less security if young people have less opportunities. The opportunities of the young is the surplus generation that creates the resources to support free riders (like old people).
In the extreme case, if the young literally don't have any opportunities at all, eventually they're going to have to just let the old people die off horribly because there aren't enough resources for everyone to make it to the end of the year.
45 years doesn’t even seem feasible if you want to retire at 65, since most people graduate college at around 22. Add in a masters or a doctorate and 45 years of work would bring you into your 70s.