Exactly, don't forget, if you own or drive a car you must be a criminal, because cars are used as getaway vehicles in serious crimes.
You can also murder people with your car including children.
Actually, that makes me think, what will happen, if suddenly there is a flood of reports, too many for them to deal with? Let's say all GrapheneOS users installed that app to get reported and then some more bots/fakes are set up to do that too.
For start you can strong arm or mandate bank to not make their app run on GrapheneOS device.
Bank is highly regulated service and vital so there's strong incentive and ramp up here
While most people who use an unbackdoored OS aren't frauds, presumably it's correct at a slightly higher rate than assuming someone is a fraud because they use the internet.