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You are paying account pricing. Uber is paying API pricing.

You're $100/m plan is likely equivalent to thousands of dollars of API pricing. You are being subsidized by the companies using AI.

And this is why as the freeloader (includes me) volume goes up, they add more and more rules to constrain us.

I wasn't aware the Max $100/user plan wasn't available to Enterprise; it used to be IIRC