At my company we're using Claude Code w/ API Billing and I found that unless you're running ralph loops on Opus with extended thinking, it's very hard to blow through more than $200/mo.
I made this argument earlier and I'll make it again, I think a major contributing factor to AI budgets exploding is the token leaderboards, culture of "tokenmaxxing" and the the constant narrative that if you're not burning X tokens a month, you're not a good engineer.