I really don't fucking know. That's not my problem. Either increase my salary by $500K for a couple years, or stop taxing me to death (state taxes, federal taxes, sales taxes, indirectly paying property taxes via rent, taxes disguised as car registrations, tariffs, so many goddamn taxes I don't have any money left to save), stop starting wars elsewhere, stop squandering money, anything.
It's not my problem, really. I'm very happy childless. Unless that money materializes, I can't afford kids.