Hacker News Reader

Comment by umpalumpaaa | Hacker News Reader

Charge back usually never works… at least in my case the provider never actually did it because the seller was in good standing.

View on HN

Counterpoint: I've done 3 and all went through without drama.

With what credit card provider?

I've done it multiple times when a vendor wasn't behaving fairly and it always went through.

I don't recommend doing it to a vendor you plan to have business with again in the future as they might ban you (eg food delivery apps)

This is another problem with charge back, EBay is screwing you? Do you want to be black listed from eBay all of your life or lose that $100? Can you dare to chargeback Apple or Google?

It’s too risky tbh.

I’ve never had an issue with charging back when they fail to deliver the product

You’re not providing adequate documentation then. I’ve charged back major companies before without issue when they were at fault and refused to help.

The one time I thought it would not work it did. Home depot rental generator that failed to run under load; store manager refused to test the unit under load as it was against store policy. Refused refund and instead gave me a $50 off coupon. I then called Chase, explained the situation and charges reversed on the spot. I took the coupon and bought a nice corded Milwaukee sawzall.

Hertz tried something similar when I was a new immigrant (it was weird and seemed hyper-scammy anyway). Pre-paid for a rental to the airport, show up to get the vehicle. "System says we need to do a secondary ID verification, enter your SSN into the pinpad in front of you"... "System says there's an issue validating your SSN against your DOB" (no shit, because I'm an immigrant whose SSN wasn't issued til I was 28 years old).

Fine, already pulling up a map to Enterprise, "just give me a refund".

"Sorry sir, prepaid rentals are non-refundable".

So you take my money, refuse to give me a car, and want to keep my money? No. Let's talk about chargebacks.

Get a credit card that isn't dogshit then. You can absolutely charge back.

Maybe you should try Paypal next time, if allowed by the seller

Reply on news.ycombinator.com