Sidenote but: it's crazy how big this update is. 13 GB is crazy
An update to macOS 26.5 contains all the necessary code to update a Mac from 26.0 to 26.5 for both x86_64 and arm64 architectures.
They know which OS version is requesting an update, at least the version number part.
During the PowerPC to Intel transition, they did stuff like that; perhaps at their current scale, there's reasons why they don't.
Supporting both architectures enables a macOS install to boot an Intel Mac or an Apple Silicon Mac, which is useful in a dual-architecture environment.
It's easy to check for dual architecture support; just use the file command:
$ file /bin/ls
/bin/ls: Mach-O universal binary with 2 architectures: [x86_64:Mach-O 64-bit executable x86_64] [arm64e:Mach-O 64-bit executable arm64e]
/bin/ls (for architecture x86_64): Mach-O 64-bit executable x86_64
/bin/ls (for architecture arm64e): Mach-O 64-bit executable arm64e