That's such a cynical take. If everyone does what you're describing, we will never make progress as a society.
I'm not sure what's exactly your point besides "if everyone does exactly the same thing, then society collapses".
There's a non-trivial chance "working hard" as defined by the modern ethos is doing more damage than good.
I cannot imagine having untold amounts of money only to do nothing afterwards except consume the stuff put in front of you.
It's enough for a modest retirement.