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is there a country where if you don't show up to court you don't lose by default?

Exactly, how can you credibly mount a defence if you're unwilling to appear? Your defence is that, yours.

You cant mount defence if you dont have tons of money. If you are not super rich and can stay anonymous, showing up to money combat is just dumb.

Supposing that to be true... Does justice depend on what every other country is doing?